Staffordshire Triumph Initial Disclosure Document

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1 The Financial Conduct Authority (FCA)

The Financial Conduct Authority (FCA) is the independent regulator of financial services. The FCA require us to provide you with
an Initial Disclosure Document to help you decide if our services are right for you. This document will provide you with information
about Staffordshire Triumph Limited, the services we provide, what we charge for our services, insurance products, who regulates
us and what do to if you have a complaint.

2 Products we offer

As an FCA regulated credit broker we are able to introduce you to carefully selected lenders where we may receive a
commission for the introduction. A list of the lenders we work with is available upon request.

3 insurance Products

We do not offer any insurance products.

4 What Credit Facilities will we provide you with?

We do not offer financial advice and we do not make recommendations on any financial product. We operate a non-advised sales
process. Please read all terms and conditions carefully in order to decide whether what is being offered is suitable and meets your
needs.

5 Finance Procucts we offer

We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products which may
have different interest rates and charges. We are not an independent financial advisor. We may advise you on the products,
subject to your personal circumstances, though you are not obliged to take our advice or recommendation.
We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them
(either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different
rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to
that lender under your credit agreement.
We will provide you with information to assist with your funding decision on: Hire Purchase and Personal Contract Purchase

6 Remuneration

If you are an individual, sole trader or small partnership and we are arranging a credit agreement or a consumer
hire agreement for you which is regulated under the Consumer Credit Act 1974, you have a right to ask us to disclose the income
that we will receive for arranging finance for you. If you make such a request, we will disclose the amount to you without delay.

7 Who regulates us?

We are authorised and regulated by the Financial Conduct Authority under Firm Reference Number 676123.
Financial Conduct Authority, 12 Endeavour Square, London E20 1JN.
You can check this on the FCA’s register by visiting the FCA’s website https://register.fca.org.uk or by contacting the FCA on 0300
500 0597.

8 Ownership

Staffordshire Triumph Limited, registered number 04302557.

9 What to do if you have a complaint

If you wish to make a complaint about how a financial product was sold to you, please contact us in writing at Staffordshire
Triumph Ltd, 525-533 Hight Street, Tunstall, Stoke-On-Trent, ST6 5PB or you can telephone 01782 813866 or email
steve@staffordshiretriumph.co.uk.

We will respond to you in writing within 5 working days. If we cannot settle your complaint, you
may be entitled to refer it to the Financial Ombudsman Service www.financialombudsman.
org.uk.
Revision 3 Nov 2024

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Registered Name: Staffordshire Triumph Limited
Registered Office Address: 525 High Street, Tunstall, Stoke-on-Trent, Staffs, ST6 5PB
Company Registered Number: 04302557
Place of Registration: England and Wales

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Staffordshire Triumph LTD, is Authorised by the Financial Conduct Authority (FCA No 676123) This allows Staffordshire Triumph LTD to act as a credit broker not as a lender, for the introduction to a limited number of finance providers. We may receive a comission for introducing you to a lender. You have the right to ask us to disclose the income that we will receive. If you make such a request, we will disclose the amount to you without delay.

A copy of our Initial Disclosure Document can requested by emailing contact@staffordshiretriumph.co.uk

Staffordshire Triumph Initial Disclosure Document

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